Privacy Policy

E-Consent

By submitting your information on our website, you acknowledge that you have received and reviewed this E-Consent Policy, and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents.

You may request paper records from your connected insurance carrier at any time. You may withdraw this consent at any time without charge by contacting your insurance carrier directly.

About Us

HomeCoveragePro operates this website and maintains a prospective customer database using third-party affiliates and media advertisements. We connect consumers with licensed home insurance providers. We are not an insurance company or agent and do not provide insurance quotes directly.

This website is operated by Digital Nudge OÜ (registry code 17092928), Kesklinna linnaosa, Narva mnt 7-652, 10117, Tallinn, Estonia.

Information We Collect

We collect personal information you provide when completing our quote request form, including:

• Name, current home address, email address, and telephone numbers
• Property details (type, year built, ownership status)
• Current insurance status and coverage preferences
• Date of birth

We also collect non-personal information automatically, including IP addresses, browser types, access times, and referring URLs for analytics and site optimization purposes.

How We Use Your Information

When you submit our form, you consent to us sharing your information with our network of licensed home insurance carriers and partners so they may contact you with quotes and offers. By submitting, you agree to receive communications via telephone, email, or text message unless you choose to opt out.

We do not rent, sell, or share your information with third parties except our insurance carrier network and as required by law.

Consent to SMS & Text Notifications

By providing your phone number and submitting the form, you consent to receive SMS/text messages from HomeCoveragePro and our insurance carrier partners regarding your quote request. Message and data rates may apply. You may opt out at any time by replying STOP.

Do-Not-Call Registry

HomeCoveragePro does not make outbound calls. If you wish to opt out of communications from insurance carriers that contact you, please contact those carriers directly.

Cookies

We use cookies for authentication, session identification, user preferences, and site optimization. You may disable cookies in your browser settings, though some functionality may be affected.

California Privacy Rights ("Shine the Light")

California residents may request information about our sharing of personal information with third parties for direct marketing purposes. To make such a request, email us at info@home-coveragepro.com with "Request for California Privacy Information" in the subject line.

Under the California Consumer Privacy Act (CCPA), you may also request deletion of your personal information. We will delete your information and direct our insurance carrier partners to do the same, except where retention is required by law.

Children's Privacy

We do not knowingly collect personal information from individuals under the age of 18. Any such information inadvertently collected will be promptly deleted.

Security

We implement industry-standard security measures including SSL encryption to protect your information. However, no method of data transmission or storage is 100% secure, and we cannot guarantee absolute security.

Opt-Out

To opt out of communications, email us at info@home-coveragepro.com or use our unsubscribe page.

Changes to This Policy

We reserve the right to modify this Privacy Policy at any time. Changes are effective immediately upon posting. We recommend reviewing this policy periodically.

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